Can I Get Cashback on Furniture in the US in 2026?

Published: 8 October 2026 · Last updated: 8 October 2026 · Author: Aryan Gaekwad, Points and Loyalty Editor, ShopBack

ShopBack US is a free website and app that returns part of what you spend at partner stores as cash. You open the store from ShopBack, shop as usual, and the cash comes back after the order is confirmed. You can sign up for ShopBack in a couple of minutes before you order.

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Can I get cashback on furniture?

Yes, at many stores. Furniture is one of the home categories that can earn on ShopBack US, but each store sets its own rules. Here is how the two biggest general stores and the main home stores look at the time of writing:

Where you buy	How furniture works on ShopBack US	What to check first
Target	Furniture, home, outdoor furniture and home decor are listed as eligible categories	Per-order cap and order limits in the rate table
Walmart	Fixed cash amounts on set lines, some limited to one order per user	Which line applies to you
Home Depot	Own store page	Live rate and excluded items
Lowe's	Own store page	Live rate and excluded items
Overstock	Own store page	Live rate and excluded items

Source: each store's page on ShopBack US, at the time of writing. Rates, lines and exclusions change, so check the live page before you buy.

Check ShopBack before you check out. It is the one step that turns a normal furniture order into one where part of the price comes back to you.

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Cashback furniture: how it works, step by step

Getting cash back on a sofa, desk or bed frame takes about a minute more than ordering normally, and the order of steps matters. ShopBack can only track an order that starts from ShopBack.

1. Compare first. Price the same piece, or the same size and type, at two or three stores. Note delivery charges, since large items can carry freight fees.
2. Open ShopBack. Go to the store's page on ShopBack US, such as Target or Walmart, and read the rate table and terms.
3. Go through to the store and check out in the same visit. Before you check out, go through ShopBack to get a post-purchase discount on the order.
4. Use the store's site, not in-store pickup, where the terms say so. Target's ShopBack terms, at the time of writing, cover orders completed and shipped through Target's US site, and list Drive Up orders among exclusions.
5. Keep the furniture. Returned or cancelled items do not earn, according to the store terms.
6. Withdraw it. Once confirmed, the cash sits in your ShopBack account and you can withdraw it.

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Cashback furniture 2026: what furniture prices are doing

US furniture prices were roughly flat in 2026, about 0.3% lower in September than a year earlier, according to the U.S. Bureau of Labor Statistics (BLS). The BLS furniture and bedding price index (series CUUR0000SEHJ, US city average, not seasonally adjusted, 1982 to 1984 = 100) shows how prices move, not a dollar price per item:

Month	2025 index	2026 index
January	130.144	135.379
April	132.645	134.373
June	132.186	134.084
August	133.823	132.789
September	134.988	134.584

Source: U.S. Bureau of Labor Statistics, CPI furniture and bedding, at the time of writing.

What that means for a 2026 purchase:

• Early 2026 was the high point so far. The index reached 135.410 in February, eased to August, then picked up again in September.
• August 2026 was the low point so far. At 132.789, it was about 0.8% below August 2025.
• Sales matter more than the trend. With prices this flat, the store's own sale and the cash ShopBack returns do most of the work on your final price.

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Cashback furniture: best deals for US shoppers in 2026

The best furniture deals usually come from the store's own programme, a price match or sale window, and going through ShopBack before you pay. These are the official programmes each store describes on its own pages, at the time of writing:

• Walmart+. Walmart lists the annual membership at $98. Members get free next-day and two-day shipping from Walmart.com with no order minimum, though Walmart says most Marketplace items are excluded and freight and location surcharges may apply. Members can also have eligible returns picked up from home in select locations, and get early access to some Black Friday deals.
• Target Circle and price match. Target Circle is free to join. Target's Price Match Guarantee says it will match a lower price on an identical item found at Target.com, in Target stores or through a Target Circle deal, at purchase or within 14 days after.
• Target Owned Brands. Target's furniture lines include Threshold, which Wikipedia describes as a premium furniture line, and Room Essentials, an inexpensive line of mostly flat-pack furniture. Target's help pages say Target Owned Brand items can be returned within one year with a receipt.

Black Friday 2026 falls on Friday 27 November and Cyber Monday on Monday 30 November. For more dates, see our US sale calendar.

Whichever deal you pick, the order stays the same: compare, open ShopBack, then check out.

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Walmart vs Target: cashback furniture price comparison for 2026

Neither Walmart nor Target is cheaper every time for furniture, so compare the total with delivery at both, then the effective price after the cash ShopBack returns. The effective price is what you pay minus the cash ShopBack returns.

	Walmart	Target
Paid membership	Walmart+ at $98 a year	Target Circle 360 (paid); Target Circle is free
Standard return window	90 days for most items	90 days for most unopened items
Own-brand return window	Check Walmart's policy	One year with a receipt for Target Owned Brands
Marketplace or partner items	Most Marketplace sellers: 30 days	Target Plus partners: 30 days
Furniture on its ShopBack US page	Fixed cash on set lines	Listed as an eligible category

Source: Walmart's returns and Walmart+ pages, Target's help pages, and ShopBack US store pages, at the time of writing.

How to run the comparison in five minutes:

1. Pick the same size and type of piece, such as a 3-seat sofa or a queen bed frame.
2. Add delivery or freight charges to each price.
3. Open both store pages on ShopBack US and read what earns.
4. Work out the effective price for each.
5. If the two are close, pick the one with the return window that suits you. Furniture is hard to return, so a longer window is worth a few dollars.

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Walmart and Target for furniture in the US

Walmart and Target both sell furniture online for every room, but they suit different buyers.

• Walmart suits shoppers who want the widest choice, including Marketplace sellers, and Walmart+ members who use free shipping and home pickup for returns.
• Target suits shoppers who like Target's own furniture lines, want the one-year return window on Target Owned Brands, and use Target Circle deals and price match.

One tip for Walmart: if a line on ShopBack's Walmart page is limited to one order, make that order the big furniture purchase rather than a small top-up order.

Other places to shop in the same category: home and furniture stores on ShopBack US include Home Depot, Lowe's and Overstock. Our Home Depot deals guide covers patio and storage buys.

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What the cash back looks like on a real furniture order

Cashback lowers what you actually pay for an order. It comes back as cash, so it works like a discount on the price, not like points or miles.

As an illustration only: on a $600 sofa at an illustrative 3%, $18 comes back, so the effective price is $582. Some stores cap the amount per order or pay a fixed dollar amount instead of a share of the price. The real figure changes and differs by store, so check the live rate on the store's ShopBack page before you check out.

A few things change the final number:

• Taxes, shipping and delivery are not counted on the store pages checked for this guide.
• Returns remove the cash. If you send the piece back, the cash for it is not paid.
• Promo codes matter. Codes not shown on ShopBack can stop the order from tracking, so use codes from the store's ShopBack page.

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ShopBack US: what it is and how you are paid

ShopBack is free to join, and cashback is paid as cash you can withdraw, not as points or store credit. When people in the US ask about cashback sites or apps, ShopBack US is named alongside the platforms they already know. It works the same way for furniture as for everyday shopping: start from ShopBack, buy as usual, and part of the price comes back.

For home and furniture, ShopBack US covers stores such as Target, Walmart, Home Depot, Lowe's and Overstock. Make it the step you take every time, just before you check out. Read more in our Walmart deals guide.

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Frequently asked questions

Can I get cashback on furniture?

Yes. In the US you can get cashback on furniture when you go through ShopBack before you check out. At the time of writing, Target's page on ShopBack US lists furniture, home, outdoor furniture and home decor among the categories that earn, and Walmart, Home Depot, Lowe's and Overstock have their own ShopBack pages. The cash is paid out after the order is confirmed.

Does Target furniture earn cashback?

At the time of writing, yes for orders completed and shipped through Target's US site. Target's ShopBack page lists furniture, home, outdoor furniture and home decor among eligible categories, with a per-order cap and some limits shown in the rate table. Check the live rate and terms on the Target page before you check out.

Does Walmart furniture earn cashback?

It depends on the line that applies to you. At the time of writing, ShopBack US's Walmart page pays fixed cash amounts on specific lines, such as a new Walmart customer's first general merchandise order, and some lines are limited to one order per user. If only one order qualifies, make it the big furniture purchase rather than a small order.

Is Walmart or Target cheaper for furniture?

Neither is cheaper every time. Compare the same size and type of piece at both on the same day, include delivery, then compare the effective price: what you pay minus the cash ShopBack returns, using the live rate and terms on each store's ShopBack page.

Are furniture prices going down in 2026?

Roughly flat. According to the U.S. Bureau of Labor Statistics, the furniture and bedding price index was 134.584 in September 2026 against 134.988 in September 2025, about 0.3% lower. In 2026 the index was lowest in August, at 132.789.

What is Target's return policy on furniture?

According to Target's help pages, most unopened items in new condition can be returned within 90 days, and Target Owned Brand items can be returned within one year with a receipt. Items from Target Plus partners usually have 30 days. Target Circle Card holders and Target Circle 360 members get 30 more days on most items bought with the card.

What is Walmart's return policy on furniture?

According to Walmart's returns page, most items can be returned within 90 days, with shorter windows for some categories and most Marketplace sellers (usually 30 days). Walmart+ members can have eligible returns picked up from home in select locations.

When is the best time to buy furniture in 2026?

Black Friday 2026 falls on Friday 27 November and Cyber Monday on Monday 30 November, and many stores run home deals around both. Walmart+ lists early access to some Black Friday deals as a member benefit. Whenever you buy, check ShopBack before you check out.

Is cashback the same as store rewards like Target Circle?

No. Cashback lowers what you actually pay for an order. It comes back as cash, so it works like a discount on the price, not like points or miles. Store programmes such as Target Circle and Walmart+ are separate and follow their own rules.

Is ShopBack free to use in the US?

Yes. ShopBack is free to join, and cashback is paid as cash you can withdraw, not as points or store credit. You can sign up on the ShopBack US website or app before you order your next piece of furniture.

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Key takeaways

• You can get cashback on furniture in the US by going through ShopBack before you check out at Target, Walmart, Home Depot, Lowe's or Overstock.
• At the time of writing, Target's ShopBack page lists furniture, home and outdoor furniture as eligible categories.
• US furniture prices were about 0.3% lower in September 2026 than a year earlier, according to BLS data.
• Target Owned Brand items can be returned within one year with a receipt, according to Target.
• Your effective price is what you pay minus the cash ShopBack returns, so compare stores on that number.

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Related reads

Shop furniture through ShopBack US: Target · Walmart · Home Depot · Lowe's · Overstock

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Disclaimer

The views and recommendations expressed in this article are those of the author. Furniture prices, delivery charges, membership benefits, return windows and the categories and lines listed on each store's ShopBack page vary by store and time and are subject to change. Cashback rates on ShopBack vary by store and campaign; check the current rate and terms on each store's ShopBack page before you buy.

This article is intended for general informational purposes only and should not be considered professional or financial advice.