About
Aryan Gaekwad is ShopBack's Points and Loyalty Editor, covering airline programs, hotel loyalty, and credit-card travel-points overlap across Australia, Singapore, and the United States.
Points and Loyalty Editor at ShopBack, covering the "how to optimise and get rewarded" end of the travel journey across the Australia, Singapore, and United States markets. Aryan's work sits at the loyalty-program and rewards-optimisation decision, downstream of the booking choice.
The reporting draws on published airline and hotel award charts, program terms and conditions, credit-card issuer reward structures, and observed award-availability across the major redemption platforms.
Areas of focus
Airline program comparisons. Qantas Frequent Flyer versus Velocity Points. Delta SkyMiles versus United MileagePlus versus American AAdvantage. Singapore Airlines KrisFlyer versus Cathay Asia Miles versus ANA Mileage Club. Which program earns fastest on which route, and where the sweet-spot redemptions actually sit against real availability.
Hotel loyalty comparisons. Marriott Bonvoy versus Hilton Honors versus Hyatt Globalist. IHG One Rewards, Accor ALL, World of Hyatt regional angles. Which program's elite math actually works out for which shopper profile.
Credit card and travel-points overlap. Chase Sapphire versus Amex Platinum versus Capital One Venture X in the US. ANZ Travel versus Qantas Premier versus Amex Explorer in Australia. DBS Altitude versus Citi PremierMiles versus UOB PRVI Miles in Singapore. Coverage runs from the miles-optimisation lens: earning rate on travel spend, transfer-partner value, and the specific redemptions that beat the alternative-cashback math.
Award booking and transfer partners. Amex Membership Rewards transfer-partner sweet spots ranked. Chase Ultimate Rewards partner-airline value. Bilt Rewards mechanics. Real redemption examples with dates and observed availability.
Elite status strategy. The math on Bonvoy Platinum versus Titanium, Qantas Gold versus Platinum One, Hilton Diamond, American Executive Platinum. Which status is worth chasing for which shopper, which status match programs exist, and when to let a status lapse.
Points-heavy travel case studies. Documented redemptions: business-class Tokyo return for X points, specific-route sweet spots, transfer-partner arbitrage, aspirational redemptions that beat cash by a defensible margin.
Editorial standards
Every award chart, transfer ratio, or elite requirement in an Aryan article cites the program's own published terms as of the article's date. Airline award charts, hotel loyalty benefit tables, credit-card issuer earning structures, and program partnership pages are the primary sources. Third-party miles blogs and points aggregators are not cited as authorities.
Redemption examples are verified against real award availability at the time of publication, and every observed redemption gets a date attached. Because award charts, transfer ratios, and status thresholds change (sometimes with short notice), the date_modified field records the last re-verification, which happens at minimum every quarter and immediately after any known program change (devaluation, transfer ratio change, category shift).
Point valuations cite the observed cent-per-point value based on a stated redemption, not aggregate valuations from third-party sites. Elite status math is shown transparently: earning target, benefit dollar-value, and the fine-print exclusions that change the answer.
Recommendations are conditional. "Worth chasing" is stated for a particular traveller with a particular annual travel pattern, with the trade-offs at the top so readers can self-select against their own spending.
ShopBack receives a commission when readers apply for credit cards or complete travel bookings through a cashback link. This commission does not vary by editorial coverage, and issuers or programs cannot pay for inclusion, ranking, or favourable language. Where a card pays a notably higher commission than a comparable peer, the conflict is disclosed inline.
Get in touch
Tips, program changes, or redemption data worth looking at: aryan.gaekwad@shopback.com
LinkedIn: linkedin.com/in/aryan-gaekwad
Corrections are logged in-article with the date and what changed.
Editorial team
Aryan covers points and loyalty. The rest of the travel beat is split with:
- Jean Goh, Travel Destinations Editor: trip cost breakdowns, city-level guides, transit deep-dives
- Austin Pua, Travel Booking and Deals Editor: OTA and aggregator comparisons, sale timing, and reliability reviews
Credit-card coverage that sits outside the miles-optimisation lens is with Ziling Liu, Personal Finance Editor.
Editorial oversight for the ShopBack blog sits with Jia, Editor-in-Chief.
Brands, work with us: garry@shopback.com.
Articles by Aryan Gaekwad
Chase UR vs Amex MR vs Citi TY Point Valuations in 2026: What a Point Is Actually Worth
Chase Ultimate Rewards, Amex Membership Rewards, and Citi ThankYou are the three most important flexible US points currencies in 2026. Point valuations vary by redemption path. This is the 2026 reference for what each point is actually worth, with per-source valuation ranges, break-even math, and per-cardholder recommendations.
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Amex Membership Rewards Transfer Partners in 2026: The Full Airline and Hotel Matrix for US Cardholders
Amex Membership Rewards reaches 20+ airline and hotel partners for US cardholders in 2026. This is the full transfer-partner matrix with current ratios, per-use-case sweet spots, transfer bonus cadence, and where an MR point is actually worth transferring in 2026.
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Best US Warehouse Credit Cards 2026: Costco Anywhere Visa vs Sam's Club Mastercard vs BJ's One+ Compared
For a US household in 2026, the Costco Anywhere Visa by Citi is the strongest warehouse-branded card for members who fuel-up outside the club (4% on gas up to USD 7,000, 3% on restaurants and travel, 2% on Costco), the Sam's Club Mastercard by Synchrony wins if gas is your dominant category (5% on gas up to USD 6,000), and the BJ's One+ Mastercard wins if BJ's is your primary grocery store (5% on BJ's purchases). All three carry no annual card fee beyond warehouse membership itself, but Costco's Anywhere Visa is the only card that pays back once a year in a Costco reward certificate rather than statement credit.
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iPhone 17 vs Samsung Galaxy S25 vs Google Pixel 9 at Verizon, AT&T, and T-Mobile 2026: US Buyer's Cross-Brand Comparison
For US buyers weighing the iPhone 17, Samsung Galaxy S25, and Google Pixel 9 across Verizon, AT&T, and T-Mobile in 2026, the iPhone 17 carries the strongest trade-in credits at every carrier, the Samsung Galaxy S25 lineup has the widest range of finance-plus-trade combinations across the three, and the Google Pixel 9 typically has the fewest promo hoops but the smallest headline credit. Effective walk-out cost hinges more on line count, plan tier, and trade-in device grade than on the phone itself.
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Chase Sapphire Preferred vs Amex Gold vs Capital One Savor 2026: The Everyday Premium Card Comparison for US Spenders
Three mid-tier US rewards cards with wildly different personalities. Chase Sapphire Preferred earns on travel and dining, Amex Gold doubles that dining rate and adds groceries, Capital One Savor pays cash back across the same plus streaming. The right card for your wallet in 2026 is a specific-spend question this article answers by monthly-spend profile.
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Chase Sapphire vs Amex Platinum vs Capital One Venture X for Fall Flights 2026
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Chase Sapphire vs Amex Platinum for Back-to-School and Labor Day Travel 2026
For US parents booking back-to-school drop-off flights and Labor Day getaways in 2026, Chase Sapphire Preferred wins on annual-fee math for most families. Sapphire Reserve wins if you book premium hotels through Chase Travel. Amex Platinum wins only for parents flying internationally 3+ times a year who use the Fine Hotels + Resorts and airline fee credits.
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Parent Solo Weekend After Back-to-School: The Credit Card Points Playbook for 2026
How parents use Chase Ultimate Rewards, Amex Membership Rewards, and Bilt Rewards points to book a cheap solo weekend trip after back-to-school drop-off in September 2026. Transfer partners, sweet spots, cash-plus-points fallback.
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Late-July 2026 Summer Clearance: Where to Shop Before Fall Inventory Lands
The late-July 2026 summer clearance window is the sweet spot before fall inventory lands and prices reset. Macy's, Kohl's, Old Navy, Gap, Athleta, Sephora, and Ulta all clear summer stock now.
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Costco vs Sam's Club vs Walmart for Groceries in 2026
For a US family of four, Costco wins on high-turnover staples and prepared foods, Sam's Club wins on scan-and-go convenience and cheaper base membership, Walmart wins when the trip is small or urgent. Here is the annual math on when each pays off and where the warehouse fee breaks even.
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