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Aryan Gaekwad

Aryan Gaekwad

Points and Loyalty Editor, ShopBack

23 articles

About

Aryan Gaekwad is ShopBack's Points and Loyalty Editor, covering airline programs, hotel loyalty, and credit-card travel-points overlap across Australia, Singapore, and the United States.

Articles by Aryan Gaekwad

Travel

Chase Ultimate Rewards to Hyatt 4:3 Devaluation 2026: What Changed, Who Keeps 1:1, and How to Adapt

Chase Sapphire Preferred cardholders approved on or after June 15, 2026 now transfer Ultimate Rewards to World of Hyatt at 4:3 instead of 1:1, a roughly 25% haircut on the highest-value UR transfer partner. Existing Sapphire Preferred cardholders keep 1:1 until October 1, 2026, then also drop to 4:3. Ink Business Preferred is also affected: existing cardholders keep 1:1 until October 1, 2026, then drop to 4:3; new applicants from October 1, 2026 receive 4:3 immediately. Chase Sapphire Reserve ($795 annual fee) and Sapphire Reserve for Business retain 1:1 to Hyatt. Ink Business Cash and Ink Business Unlimited do not transfer to Hyatt directly and require pooling into a card with transfer capability. Best defenses: transfer commitment balances before October 1, upgrade CSP to CSR, or use Bilt Rewards for Hyatt transfers (still 1:1).

Travel

Marriott Bonvoy 2026 Devaluation Explained: What Changed, Where the Increases Land, and How to Adapt

Marriott Bonvoy pushed award pricing up 5 to 10% on average across the portfolio in 2026, with individual properties climbing 2 to 16 percent, and dynamic pricing continues to drift the flagships (Ritz-Carlton, St. Regis, JW Marriott, W, Edition) higher. Third-party sources place the average Bonvoy point at roughly 0.7 to 0.8 cents in 2026, down from about 0.84 cents in 2024. Hilton devalued three times in 2025 (standard-room ceiling now runs up to 250,000 points a night), Delta SkyMiles is worth about 1.2 cents per TPG's mid-2026 valuations, and Hyatt shifted 112 properties up one category on 20 May 2026. Best defenses: burn balances over 50,000 points within 12 months, lock in awards early, and rebalance credit card transfer strategy before the Chase Ultimate Rewards to Hyatt 4:3 change lands on 1 October 2026.

Travel

Marriott Bonvoy vs Hilton Honors vs World of Hyatt US 2026

For US travelers in 2026, World of Hyatt Globalist is the strongest elite status (best suite upgrades, club access, 4 p.m. late checkout), Marriott Bonvoy has the broadest footprint and most flexible Free Night Award stacking, and Hilton Honors has the easiest path to Diamond (now 50 nights for 2026) plus a strong fifth-night-free award benefit. Concentrate at one program; status splitting is the dominant US loyalty mistake.