Mint vs Visible vs Cricket vs Metro 2026: Prepaid Plans Compared

The cheapest unlimited plan on the Verizon network is sold by Verizon itself, just not under the Verizon name, and the same is true for T-Mobile and AT&T. Mint Mobile belongs to T-Mobile. Visible belongs to Verizon. Cricket belongs to AT&T. Metro belongs to T-Mobile too. The "big three versus the scrappy MVNOs" story that prepaid marketing still leans on has not been true since T-Mobile closed the Mint acquisition in 2024, and once you accept that, the question changes. You are not choosing a network. You are choosing how far down the parent's priority list you are willing to sit, and what you want in return for the discount.

This article compares the four on what they publish as of September 2026: plan prices, high-speed allowances, hotspot, the exact deprioritization language each one uses, and the perks. Then it says which fits which user and where cashback via ShopBack sits around the plan.

Four-way comparison: published pricing as of September 2026

	Mint Mobile	Visible	Cricket Wireless	Metro by T-Mobile
Owner and network	T-Mobile (owned since 2024)	Verizon	AT&T	T-Mobile
Cheapest plan	5 GB, US$15 a month on 12-month plan (US$180 up front)	Visible, US$25 a month, unlimited	Sensible 10 GB, US$30 a month with Auto Pay (US$35 first month)	10 GB, US$40 a month
Base unlimited	Unlimited, US$30 a month on 12-month plan (US$360 up front); 35 GB high speed	Visible, US$25 a month	Select Unlimited, US$35 a month with Auto Pay	Unlimited, US$50 a month; may slow after 35 GB during congestion
Premium or top unlimited	None; Unlimited is the top plan	Visible+ US$30 promotional (US$35 regular); Visible+ Pro US$40 promotional (US$45 regular)	Supreme Unlimited, US$55 a month with Auto Pay	Unlimited with premium data, US$60 a month
Deprioritization disclosure	May experience occasional deprioritization when network is crowded	Base: data may be temporarily slower than other traffic. Plus and Pro: unlimited premium data, no slowdowns due to prioritization	May temporarily slow data speeds if network is busy (all plans)	US$50 plan may slow after 35 GB in congestion; US$60 plan premium data never slowed
Hotspot	10 GB on Unlimited; shares allowance on other plans	Unlimited at 5 Mbps (base), 10 Mbps (Plus), 15 Mbps (Pro)	None on Sensible; add-on on Select; 15 GB on Smart; 50 GB on Supreme	8 GB on US$50 plan; 25 GB on US$60 plan
Taxes and fees	Added on top	Included	Added on top	Included on the premium plan with AutoPay
Billing	3, 6, or 12 months up front	Monthly	Monthly	Monthly
Stores	Online plus select retailers	Online only	Thousands of stores	Thousands of stores
Perks	Mexico and Canada on eligible plans	Smartwatch service on Pro; 5G Ultra Wideband on Plus and Pro	Mexico and Canada on Smart and Supreme	Google One 100 GB on US$50 plan; T-Mobile Tuesdays; Scam Shield

Sources: mintmobile.com plans page and U.S. News 360 Reviews' Mint pricing breakdown (September 2026); visible.com plans page (September 2026); cricketwireless.com plans page (September 2026); Android Authority's best Metro by T-Mobile plans guide (2026). Visible's promotional prices on Plus and Pro were live on visible.com as of September 2026 alongside the regular prices shown.

Why does ownership change the comparison?

Because the parent decides where its own value brand sits on the priority ladder, and it has every incentive to keep the gap wide enough that its postpaid plans still look worth paying for.

Mint Mobile was an independent MVNO on T-Mobile's network until T-Mobile announced the acquisition in March 2023 and closed it in 2024. Nothing about the network changed; what changed is that Mint is now a T-Mobile product line with T-Mobile deciding the priority tier. Visible was launched by Verizon in 2018 as its own digital-only brand, and Verizon has used it since to sell premium data at a lower price than its postpaid plans without a store or a salesperson. Cricket was bought by AT&T in 2014 and is AT&T's prepaid store brand; its plans ride the AT&T network and its four unlimited tiers map loosely to AT&T's own. Metro (formerly MetroPCS) was bought by T-Mobile in 2013 and is T-Mobile's prepaid store brand, which means T-Mobile now runs two prepaid brands on the same network: Mint online with up-front billing, Metro in stores with monthly billing.

The consequence is simple. If T-Mobile's network is best where you live, you have two choices on it (Mint or Metro) and the difference is channel and billing, not coverage. If Verizon's is best, Visible is your only option in this four-way and the question is whether to pay for Visible+ premium data. If AT&T's is best, Cricket is your option and the question is which of its four tiers. Start with coverage at your home, work, and commute, which each brand's coverage map shows, then shop within that network.

What is deprioritization, honestly?

Every tower has finite capacity, and when demand exceeds it the carrier serves traffic in priority order. Postpaid premium plans sit at the top. Most prepaid and MVNO traffic sits lower. On an empty tower nobody notices. On a busy one, lower-priority traffic slows first.

Each of the four discloses it differently, and the wording matters:

• Mint Mobile says service may experience occasional deprioritization when the T-Mobile network is overcrowded. There is no premium-data tier to buy; every Mint plan is deprioritized relative to T-Mobile postpaid.
• Visible says, on the base US$25 plan, that in times of traffic data may be temporarily slower than other traffic. On Visible+ and Visible+ Pro it sells unlimited premium data on Verizon's 5G and 4G LTE networks and 5G Ultra Wideband with no slowdowns due to prioritization. This is the clearest buy-out in the four-way.
• Cricket says, on every plan including Supreme Unlimited, that it may temporarily slow data speeds if the network is busy. Supreme is marketed as unlimited high-speed data, but the congestion language still applies; there is no priority-level buy-out on Cricket.
• Metro by T-Mobile sells a US$50 unlimited plan that may be slowed after 35 GB during congestion and a US$60 unlimited plan with premium data that is not slowed regardless of usage, per Android Authority's 2026 guide.

So the honest answer to "which prepaid plan is not deprioritized" is: Visible+ (US$30 promotional, US$35 regular), Visible+ Pro (US$40 promotional, US$45 regular), and Metro's US$60 premium-data plan. Everything else in the four-way sits below the parent's postpaid traffic, and in a crowded city at 6pm you may feel it. Whether you will feel it depends on how busy your towers are, which is why the 3-month Mint intro period and Visible's monthly billing are worth using as a test before committing.

What actually moves the bill?

How much data do you really use?

The single biggest lever. Per the carriers' own plan structures, a 5 GB plan at Mint is US$15 a month and an unlimited plan with premium data at Metro is US$60: a four-to-one spread on the same network. Most people on WiFi at home and work use well under 10 GB of cellular data a month. Check your phone's cellular usage screen for the last three months before you pay for unlimited.

Are you paying up front or monthly?

Mint's US$15 Unlimited-equivalent pricing is only real on the 12-month block, which is US$360 cash up front. Visible, Cricket, and Metro bill monthly. If you cannot or do not want to prepay a year, Mint's 3-month plans are priced higher per month and the comparison shifts toward Visible at US$25 monthly.

Does the plan include taxes?

Visible includes taxes and fees on all three tiers. Metro includes them on its premium plan with AutoPay. Mint and Cricket add them. State and local wireless taxes in the US can add roughly 10 to 25% to a bill depending on where you live, which can erase a US$5 headline gap.

How many lines?

Cricket and Metro discount steeply on multi-line family plans and require every line on the same tier. Mint and Visible have added family and group pricing but are built around single lines. For four lines, Cricket's and Metro's store pricing usually wins; for one line, Mint and Visible usually win.

Do you need hotspot?

If you tether a laptop, the allowances decide it: 10 GB on Mint Unlimited, 8 GB on Metro's US$50 plan, 25 GB on Metro's US$60 plan, 15 GB on Cricket Smart, 50 GB on Cricket Supreme, and unlimited but speed-capped on Visible (5, 10, or 15 Mbps). Cricket Supreme's 50 GB is the largest fixed allowance; Visible+ Pro's unlimited at 15 Mbps is the best for all-day light tethering.

Are you financing a phone?

Cricket and Metro sell phones in stores on promotional pricing tied to a port-in and a plan tier. Mint sells phones online and has run a year of Unlimited at a reduced rate with a phone purchase. Visible sells phones online with promotional discounts. If you need a phone on a payment plan, the store brands have the mechanism; if you own your phone, that mechanism is worth nothing to you.

Brand by brand

Mint Mobile

T-Mobile's online prepaid brand, famous for its Ryan Reynolds marketing and its up-front billing. As of September 2026 the 12-month plans are 5 GB at US$15 a month, 15 GB at US$20, 20 GB at US$25, and Unlimited at US$30 (35 GB high speed, then reduced; 10 GB hotspot). New customers get 3 months at the 12-month rate as an intro. Mint runs promo codes on the 12-month plans through the year. Taxes added on top. Mexico and Canada included on eligible plans; an International Pass for other countries. All plans deprioritized relative to T-Mobile postpaid; no premium-data tier. Mint is the pick for a single line that uses under 20 GB and is comfortable paying a year up front.

Visible

Verizon's online-only brand. As of September 2026, three tiers with taxes included: Visible at US$25 (unlimited, deprioritized, 5 Mbps hotspot), Visible+ at US$30 promotional and US$35 regular (unlimited premium data, 5G Ultra Wideband, 10 Mbps hotspot, Mexico and Canada), and Visible+ Pro at US$40 promotional and US$45 regular (same premium data, 15 Mbps hotspot, smartwatch service included). Monthly billing, no stores, everything through the app. Visible+ is the cheapest premium-data plan in the four-way and the obvious pick for anyone on Verizon's footprint who has felt deprioritization.

Cricket Wireless

AT&T's prepaid store brand, with thousands of locations. As of September 2026, with Auto Pay: Sensible 10 GB at US$30 (128 Kbps after 10 GB, US$10 per extra GB, no hotspot), Select Unlimited at US$35 (SD video, hotspot add-on), Smart Unlimited at US$45 (15 GB hotspot), and Supreme Unlimited at US$55 (50 GB hotspot, marketed as unlimited high-speed). The first month on each is US$5 higher. Every plan carries the slow-if-busy language. Taxes added. Multi-line plans require every line on the same tier. Mexico and Canada on Smart and Supreme. Cricket is the pick for a family that wants a store, a financed phone, and the AT&T network, and for a tetherer who wants the 50 GB hotspot on Supreme.

Metro by T-Mobile

T-Mobile's prepaid store brand. Per Android Authority's 2026 guide: 10 GB at US$40, unlimited at US$50 (may slow after 35 GB in congestion, 8 GB hotspot, Google One 100 GB included), and unlimited with premium data at US$60 (25 GB hotspot, HD video, taxes included with AutoPay). T-Mobile Tuesdays and Scam Shield included. Thousands of stores and phone financing. Metro's US$60 plan is the only T-Mobile-network prepaid plan in the four-way with premium data, which is the whole reason to pay US$30 more than Mint Unlimited for the same network; its US$40 10 GB plan is hard to justify against Mint's 15 GB at US$20 unless you need the store.

Who should pick which plan?

The light user on WiFi most of the day

Mint 5 GB at US$15 a month (US$180 a year) or Mint 15 GB at US$20. Nothing else in the four-way comes close for under 15 GB. Cricket Sensible 10 GB at US$30 and Metro 10 GB at US$40 are store-channel prices for the same job.

The single heavy user in a dense city

Visible+ at US$30 promotional (US$35 regular) if Verizon's network is good where you are, because it is the cheapest buy-out of deprioritization in the four-way, with taxes included. If T-Mobile's network is better, Metro's US$60 premium-data plan is the equivalent, at twice the price.

The family of four

Cricket or Metro, in a store, on a multi-line plan, with everyone on the same tier. The per-line price falls sharply and the store will handle the ports. Compare the two parents' coverage maps at home, school, and work; the network decides more than the brand.

The tetherer and remote worker

Cricket Supreme Unlimited at US$55 with 50 GB of hotspot for a fixed allowance, or Visible+ Pro at US$40 promotional for unlimited hotspot at 15 Mbps. Mint Unlimited's 10 GB and Metro's 8 GB on the US$50 plan will run out on a laptop in a week.

The frequent traveler to Mexico and Canada

Mint on eligible plans, Visible+ or Pro, Cricket Smart or Supreme, or Metro's higher tiers all include it. For other destinations, a travel eSIM bought separately beats every carrier's daily pass on price.

The person who wants a store

Cricket or Metro. Mint and Visible are app-first, and when something goes wrong with a port or an eSIM, chat support is what you get.

Verdict by buyer type

• Cheapest plan in the four-way: Mint 5 GB at US$15 a month on a 12-month block, as of September 2026.
• Cheapest unlimited, monthly billing, taxes included: Visible at US$25 a month.
• Cheapest unlimited with premium data (no deprioritization): Visible+ at US$30 promotional, US$35 regular.
• Best for families and store support: Cricket (AT&T network) or Metro (T-Mobile network), on a multi-line plan.
• Most hotspot for a fixed price: Cricket Supreme Unlimited, 50 GB at US$55 with Auto Pay.
• Best T-Mobile-network plan with premium data: Metro's US$60 unlimited; Mint has no equivalent.
• Best way to test before committing: Mint's 3-month intro at the 12-month rate, or any month on Visible.

Where cashback fits

Mint Mobile is a merchant on ShopBack in the US, which means the up-front plan purchase can earn cashback via ShopBack when you sign in, click through to Mint from the ShopBack merchant page, and complete the order in that session. Because Mint bills 3, 6, or 12 months at once, the purchase is a single larger transaction rather than a monthly bill, which is the shape a cashback platform can attach to. The cashback tracks to your ShopBack account, sits as pending while Mint confirms the order, and becomes available to withdraw once confirmed. Whether a given plan or renewal qualifies, and at what rate, is stated on the Mint merchant page on the day, not here, and promo codes that Mint itself runs are Mint's business; ShopBack cashback is a separate credit.

Visible, Cricket, and Metro are not ShopBack merchants in the US as of September 2026, so there is nothing to click through to and we would rather say that than imply otherwise. The spending around any of the four plans is where cashback via ShopBack more reliably applies: an unlocked iPhone 17, Galaxy S26, or Pixel 10 bought from a participating electronics retailer, a case, a charger, a travel eSIM for the trip the carrier roaming pass would have covered. The mechanism is the same every time: sign in, click through to the retailer, complete the purchase in that session.

None of this changes what the carrier charges. Mint's promo codes, Visible's promotional pricing, Cricket's first-month pricing, and Metro's AutoPay inclusion are theirs; ShopBack cashback is a separate credit on the purchase you make through the link.

Frequently asked questions

What is deprioritization and which of these four plans has it?

Deprioritization is the network's rule for who gets served first when a cell tower is congested. Every carrier assigns traffic a priority level; postpaid premium plans sit at the top, and most prepaid and MVNO traffic sits below them. When the tower has spare capacity, you notice nothing. When it is busy (a stadium, a downtown lunch hour, a highway at rush hour), the lower-priority traffic slows first. As of September 2026, all four brands disclose it in some form. Mint Mobile says service may experience occasional deprioritization when the T-Mobile network is crowded. Visible's base plan says data may be temporarily slower than other traffic in times of congestion; Visible+ and Visible+ Pro sell unlimited premium data with no slowdowns due to prioritization. Cricket says it may temporarily slow data speeds if the network is busy on every plan. Metro by T-Mobile's standard unlimited plan can be slowed after 35 GB during congestion; its top unlimited plan includes premium data that is not deprioritized. The only ways to buy out of it in this four-way are Visible+ (US$30 a month promotional, US$35 regular), Visible+ Pro (US$40 promotional, US$45 regular), and Metro's premium-data unlimited plan at US$60.

How does Mint Mobile's pricing actually work?

Mint sells its plans in 3, 6, and 12-month blocks, paid up front, and the advertised monthly price is the 12-month rate. As of September 2026 the 12-month rates are US$15 a month for 5 GB (US$180 a year), US$20 for 15 GB (US$240), US$25 for 20 GB (US$300), and US$30 for Unlimited (US$360). The Unlimited plan has a 35 GB high-speed allowance before speeds are reduced, and 10 GB of hotspot. New customers get a 3-month introductory period at the 12-month rate before the shorter-term price applies, and Mint runs frequent promos on the 12-month plans (30% off and half-price Unlimited codes have both run in 2026). The catch is the cash flow: US$360 up front for Unlimited is a different purchase from US$30 a month, and if you leave early, the remaining months are not refunded. The upside is that the price is locked for the term and taxes are added on top rather than included.

What is the difference between an MVNO and a carrier-owned prepaid brand?

An MVNO (mobile virtual network operator) is a brand that sells service on a network it does not own. Historically that meant an independent company buying wholesale capacity. In this four-way, the distinction has collapsed: Mint Mobile is owned by T-Mobile (acquisition announced 2023, closed 2024), Visible is owned by Verizon (launched 2018), Cricket is owned by AT&T (acquired 2014), and Metro by T-Mobile is owned by T-Mobile (acquired 2013). All four are now the parent carrier's own value brand, which is why the networks are the same as the parent's and why the priority level is the main thing the parent holds back. What differs is the channel and the plan structure: Mint and Visible are app-first and sell online only (Mint also sells at retailers like Target and Best Buy), while Cricket and Metro have thousands of physical stores and sell phones on financing. The practical consequence is that the four do not compete on network; they compete on price, priority, hotspot, perks, and whether you want a store to walk into.

Is Mint Mobile cheaper than Visible in 2026?

On the headline, yes: Mint Unlimited is US$30 a month on the 12-month plan against Visible's base plan at US$25 a month, but Mint's 5 GB plan at US$15 a month is the cheapest plan in the four-way for a light user. For unlimited, Visible is the cheaper of the two at US$25 and includes taxes and fees in the price, while Mint's US$30 excludes taxes and requires US$360 up front. The comparison turns on three things. Hotspot: Mint Unlimited gives 10 GB of hotspot at full speed; Visible's base plan gives unlimited hotspot capped at 5 Mbps. Priority: both base plans are deprioritized, but Visible is the only one of the two that sells a buy-out (Visible+ at US$30 promotional, US$35 regular, with premium data and 5G Ultra Wideband). Network: Mint rides T-Mobile, Visible rides Verizon, and which is better depends on your ZIP code. For a single line that uses under 5 GB, Mint wins on price. For unlimited with priority, Visible+ at US$30 is the cheapest premium-data plan in the four-way.

Is Cricket cheaper than Metro by T-Mobile?

At the entry and top tiers, Cricket is cheaper on the published price as of September 2026. Cricket's lineup with Auto Pay is Sensible 10 GB at US$30, Select Unlimited at US$35, Smart Unlimited at US$45 with 15 GB hotspot, and Supreme Unlimited at US$55 with 50 GB hotspot; the first month is US$5 more on each. Metro by T-Mobile's lineup per Android Authority's 2026 guide is US$40 for 10 GB, US$50 for unlimited (slowed after 35 GB during congestion, 8 GB hotspot, Google One 100 GB included), and US$60 for unlimited with premium data (25 GB hotspot, HD video), with taxes and fees included at the US$60 tier. So Cricket is US$10 cheaper at 10 GB, US$15 cheaper at base unlimited, and US$5 cheaper at the top. Metro's counter is that its US$60 plan carries premium data that is not deprioritized, which Cricket does not sell at any price, and Metro includes taxes while Cricket adds them. On a multi-line family plan, both discount steeply and the gap narrows.

When is the best time to switch prepaid carriers?

Two windows matter. The first is the end of a Mint term, because Mint bills 3, 6, or 12 months up front and the unused balance is not refunded, so switching mid-term throws money away; set a reminder for two weeks before renewal. The second is a new-phone purchase, because Cricket and Metro tie their best phone prices to a port-in and a specific plan, and Mint and Visible run their strongest promo codes (half-price Unlimited at Mint, promotional pricing on Visible+ and Visible+ Pro) in the weeks around major phone launches in September and in the Black Friday window (November 27 in 2026). Outside those windows, switch whenever your coverage is bad at home or work, because no price saving is worth a phone that does not work in your kitchen. Before any switch, keep the old line active until the port completes, and have your account number and transfer PIN from the old carrier ready.

When does Mint's introductory price end and what do I pay after?

Mint's introductory offer gives new customers 3 months at the 12-month monthly rate (US$15 for 5 GB, US$20 for 15 GB, US$25 for 20 GB, US$30 for Unlimited as of September 2026), after which the plan renews at the standard rate for whatever term you choose. The 3-month term carries the highest monthly rate, the 12-month term the lowest, and the 6-month term sits in between. If you want to keep paying the advertised number, you have to buy the 12-month block when the intro ends. Mint also runs promo codes on the 12-month plans through the year, so a renewal at a discount is often available if you check before the auto-renew date. The practical advice is to use the 3-month intro to test coverage at home, work, and your commute, then commit to 12 months only if it passed.

Can I bring my own phone to Mint, Visible, Cricket, and Metro?

Yes on all four, with conditions. The phone must be unlocked by its previous carrier (US carriers unlock after the device is paid off and a minimum active period has passed; prepaid lock periods differ and T-Mobile and Verizon shortened theirs under FCC pressure in 2024 and 2025). It must support the bands of the target network: a phone bought from AT&T will generally work on Cricket, a phone bought from T-Mobile will generally work on Mint or Metro, and a phone bought from Verizon will generally work on Visible, but cross-network moves can lose some 5G bands on older or carrier-specific models. Each brand has an IMEI compatibility checker on its site. eSIM is supported by all four on recent iPhones, Pixels, and Galaxy models, which means you can activate without waiting for a physical SIM. Visible and Mint are built around bring-your-own; Cricket and Metro are happy to take your phone but their store pricing is designed to sell you one.

Does prepaid work for international travel and roaming?

Partly. As of September 2026, Mint includes talk, text, and data in Mexico and Canada on eligible plans and sells an International Pass for other countries, with per-country rates. Visible's base plan has no international roaming; Visible+ includes talk, text, and data in Mexico and Canada and sells a global pass by the day. Cricket's Smart and Supreme Unlimited plans include Mexico and Canada use; other destinations require add-ons. Metro's unlimited plans include Mexico and Canada on the higher tiers and sell international add-ons. None of the four matches a postpaid T-Mobile plan with built-in international data in 200-plus countries, or Google Fi's international inclusion. For a frequent international traveler, the cheapest pattern is a prepaid plan at home and a travel eSIM for the trip, bought from a retailer where cashback via ShopBack applies, rather than a carrier roaming pass.

What happens if I use all the high-speed data on an unlimited prepaid plan?

You keep data, but slower. Mint Unlimited has a 35 GB high-speed allowance and reduces speeds to 2G-class (128 Kbps) for the rest of the month after that. Metro's US$50 unlimited plan can be slowed after 35 GB during congestion, which is a softer rule: speeds only drop when the tower is busy. Metro's US$60 plan includes premium data that is not slowed regardless of usage. Visible's base plan has no stated high-speed cap but is subject to deprioritization at all times; Visible+ and Visible+ Pro carry unlimited premium data. Cricket's Select and Smart Unlimited plans are subject to slowing when the network is busy with no fixed cap, Supreme Unlimited is marketed as unlimited high-speed data, and Cricket's Sensible 10 GB plan drops to 128 Kbps after 10 GB with a US$10 per 1 GB top-up. Hotspot is the other cliff: 10 GB on Mint Unlimited, 8 GB on Metro's US$50 plan, 25 GB on Metro's US$60 plan, 15 GB on Cricket Smart, 50 GB on Cricket Supreme, and speed-capped unlimited (5, 10, or 15 Mbps) on Visible's three tiers. The 128 Kbps fallback is usable for messaging and maps, not video.

Key takeaways

• All four are owned by the big three: Mint and Metro by T-Mobile, Visible by Verizon, Cricket by AT&T. You are choosing a priority tier and a channel, not a network.
• Cheapest plan: Mint 5 GB at US$15 a month on a 12-month block. Cheapest unlimited with taxes included: Visible at US$25. Cheapest premium data: Visible+ at US$30 promotional, US$35 regular.
• Only Visible+ , Visible+ Pro, and Metro's US$60 plan sell their way out of deprioritization; Mint and Cricket do not at any price.
• Mint bills up front and does not refund unused months; use the 3-month intro to test coverage before buying 12 months.
• Cricket and Metro win for families, stores, and financed phones; Cricket Supreme's 50 GB hotspot is the largest fixed allowance in the four-way.
• Cashback via ShopBack applies on the Mint plan purchase through the ShopBack merchant page and on the phones and accessories around any of the four plans; it does not change what the carrier charges.

Earn cashback via ShopBack on Mint Mobile Free to join. No promo codes needed.

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About this article

As of September 28, 2026, plan prices and disclosures above come from mintmobile.com (via U.S. News 360 Reviews' Mint pricing breakdown), visible.com, cricketwireless.com, and Android Authority's 2026 Metro by T-Mobile plan guide. Prices exclude taxes unless the brand states they are included, vary with promotions, and change without notice. Deprioritization language is quoted from each brand's own plan pages. ShopBack receives a commission when readers complete a purchase through a cashback link. This commission does not vary by editorial coverage.

The views expressed are those of the author, for informational purposes only, and not professional or financial advice.