InsureMyTrip

InsureMyTrip is a US-based travel insurance aggregator (established 2000, part of the Damian Tysdal / Zander family of brands) that compares travel insurance policies across major carriers including Allianz, AIG Travel Guard, Nationwide, Berkshire Hathaway, Seven Corners, IMG, John Hancock, Travelex, and others. It serves US travellers pricing single-trip, annual multi-trip, medical-only, or Cancel For Any Reason (CFAR) coverage. Compare policy features, deductibles, medical evacuation limits, and pre-existing condition waivers before purchasing. Book via insuremytrip.com and activate ShopBack via the ShopBack InsureMyTrip merchant page to earn cashback on eligible policy purchases at the current published rate.

InsureMyTrip does not operate a points-based loyalty programme. Customers create a free account to save quotes, manage policies, and file claims through the aggregator interface. Repeat purchases occasionally receive email discount codes. The primary US-traveller value proposition is cross-carrier price and coverage comparison rather than accrued loyalty.

InsureMyTrip runs recurring promotional codes tied to peak US travel booking windows: winter (January to February for spring trip insurance), spring shoulder-season, summer (May to August for peak summer travel insurance), autumn (September to November for winter trip insurance), Black Friday (November 27, 2026), Cyber Monday (November 30, 2026), Travel Tuesday (December 2, 2026), and Memorial Day and Labor Day weekend windows. Verify current promotions on insuremytrip.com before purchasing. Since insurance premiums are regulated by state, promotional discounts often take the form of aggregator referral bonuses rather than premium cuts.

Standard US travel insurance policies typically cover: trip cancellation (reimbursement for prepaid nonrefundable trip cost if you cancel for a covered reason), trip interruption (reimbursement for unused portion plus additional expenses if the trip is cut short), travel delay (reimbursement for meals and hotels during delay), baggage loss and delay, medical expenses (emergency treatment during trip), medical evacuation (emergency transport home), and accidental death and dismemberment. Cancel For Any Reason (CFAR) is an optional upgrade that reimburses a partial percentage even for non-covered cancellations. Verify each policy's specific coverage limits, exclusions, and pre-existing condition waiver terms; policy comparison on insuremytrip.com surfaces these side-by-side.

Both are US travel insurance aggregators with similar cross-carrier comparison functionality. InsureMyTrip has been operating longer (since 2000) with more established carrier relationships. Squaremouth was acquired by Zander Insurance and repositioned; its interface remains popular for policy-detail comparison. For a specific trip, cross-check both plus direct on the insurer's own website. Both are cashback-eligible via ShopBack when purchased through their respective merchant pages.

Premium US credit cards (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) include some travel insurance benefits: primary or secondary trip cancellation coverage, trip delay coverage, baggage delay, and select medical evacuation limits. These are useful for covered trips but typically have lower medical expense limits, no pre-existing condition waivers, and no CFAR option. For an international trip, especially with older travellers or pre-existing conditions, standalone InsureMyTrip policies often provide meaningfully broader coverage than card benefits alone. Cross-reference our Chase Sapphire vs Amex Platinum guide for card-specific coverage.

Travel insurance is typically most valuable when trip cost is high (multi-thousand-dollar prepaid nonrefundable), international destinations with limited local medical infrastructure, older travellers or those with pre-existing conditions (require pre-existing waiver, usually purchased within 14-21 days of initial trip deposit), or trips with cancellation-sensitive components (cruise cabins, safari lodges, group tour deposits). For a US-domestic short-trip on refundable bookings with strong credit card protection, standalone insurance is often unnecessary. Compare a quoted policy's total premium against the maximum out-of-pocket risk it covers before buying.

InsureMyTrip operates a US-based customer service and claims support team that acts as advocate between the traveller and the insurance carrier. When a claim arises, the aggregator will help route documentation to the insurer and follow up on claim status. Claim payout timelines and denial reasons still originate with the individual insurer; the aggregator provides support, not decision-making. For high-stakes claims (medical evacuation, large trip cancellation), verify the specific carrier's US claims-paid reputation before locking a policy.

Empty any pending InsureMyTrip quote cart, then click through fresh from the ShopBack InsureMyTrip merchant page to insuremytrip.com. Complete the policy purchase in the same browser session, and confirm the policy email. Avoid pasting unofficial third-party promo codes at checkout since they can break cashback tracking. Cashback tracks on the eligible policy premium at the current published rate. Rates and eligible policy types vary; see the current published rate on the ShopBack InsureMyTrip merchant page.

Yes. If you cancel a purchased travel insurance policy within the free-look window (typically 10-14 days depending on state) and receive a full refund, the ShopBack cashback for that policy will be voided since InsureMyTrip only pays commission on retained policies. If the policy is cancelled after the free-look window and only a partial refund is issued, cashback treatment depends on the specific insurer's terms.